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PCI DSS Certification Basics

You are here: Home / Blog / PCI DSS Certification Basics

1) What is PCI DSS?
Payment Card Industry Data Security Standard (PCI DSS) – Established by leading payment card issuers, the PCI DSS provides guidelines for securely processing, storing, or transmitting payment card data. The standard aims to protect organizations and their customers against payment card fraud and theft.

2) When do l need PCI DSS compliance?
All merchants must be compliant to the PCI DSS standard. Annual validation (or proof) is required by most merchant processors and is a way of demonstrating your environment is secure. Based on the number payment card transactions you conduct annually, you will require a Self-Assessment Questionnaire (SAQ) or and independent onsite audit.

Contact us if your business accepts, stores, or transmits card data. You require PCI DSS compliance validation.

3) How often do l need PCI DSS compliance?
PCI DSS is an annual certification – however you are required to maintain the security of your environment on a business-as-usual basis in order to achieve certification.

4) What are the different levels and what are the final deliverables?
Level 1 Merchant – Requires a Report on Compliance (ROC)
Level 2 Merchant – Requires a Report on Compliance (ROC) OR appropriate Self-Assessment Questionnaire (SAQ)
Level 3 Merchant – Requires appropriate Self-Assessment Questionnaire (SAQ)

5) What is a Report on Compliance (ROC)?
A ROC must be completed by a Qualified Security Assessor (QSA) after a PCI DSS audit. It is then submitted to the merchant’s acquirer who; after accepting the ROC, sends it to the payment brand for verification.

6) What is a Self-Assessment Questionnaire (SAQ)?
Merchants are required to complete a Self-Assessment Questionnaire (SAQ) for PCI compliance. Which one you need, is determined by the way your business handles payment card data.

Click Here to View our post on the different SAQs.

7) How do l achieve PCI DSS Compliance?

You’ve come to the right place! We will work in partnership with you and get you there!
First, we need to determine which PCI DSS validation level is required for your business. Then we will assist you in addressing all requirements and attest your compliance annually.

ControlCase is your one-stop-shop! We will help you achieve compliance; as well as assist with the cyber security requirements that need to be completed, such as; vulnerability assessments, penetration testing, policy & procedures and security awareness training.

 

Related Blog

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Why PCI DSS 4.0 Should Be on Your Radar?
With the release of PCI v4.0, the countdown has started for organizations already PCI DSS Certified to transition from PCI DSS v3.2.1 to the new PCI DSS v4.0 standard. With the timelines of one year to prepare for v4.0 and two years to fully ready for v4.0 future dated requirements, it is time to assess readiness for PCI DSS v4.0 and establish a detailed plan to meet the requirements and timelines.
Aide-Mémoire PCI DSS v4.0
La norme de sécurité des données PCI (PCI DSS) a été établie en 2004 par les principaux émetteurs de cartes de paiement. Elle est maintenue par le Conseil des normes de sécurité PCI. Il fournit des exigences opérationnelles et techniques pour protéger les données des titulaires de cartes.
PCI DSS v4.0
The goals for PCI DSS v4.0 are to continue to meet the security needs of the payment industry, to promote security as a continuous process, to add flexibility for different methodologies, and to enhance validation methods.
Quelles Sont les 12 Exigences de Conformité PCI DSS?
Payment card industry (PCI) compliance is mandated by credit card companies to help ensure the security of credit card transactions in the payments industry. Payment card industry compliance refers to the technical and operational standards that businesses follow to secure and protect credit card data provided by cardholders and transmitted through card processing transactions. The requirements set forth by the PCI SSC are both operational and technical, and the core focus of these rules is always to protect cardholder data.
Log4j Vulnerability and how to remain PCI DSS Compliant
Payment card industry (PCI) compliance is mandated by credit card companies to help ensure the security of credit card transactions in the payments industry. Payment card industry compliance refers to the technical and operational standards that businesses follow to secure and protect credit card data provided by cardholders and transmitted through card processing transactions. The requirements set forth by the PCI SSC are both operational and technical, and the core focus of these rules is always to protect cardholder data.

About Us

ControlCase is a global provider of certification, cybersecurity, and continuous compliance services. ControlCase is committed to empowering organizations to develop and deploy strategic information security and compliance programs that are simplified, cost-effective, and comprehensive in both on-premise and cloud environments.
ControlCase offers certifications and a broad spectrum of cyber security services that meet the needs of companies required to certify to PCI DSS, HITRUST, SOC2, CMMC, ISO 27001, PCI PIN, PCI P2PE, PCI TSP, PCI SSF, CSA STAR, HIPAA, GDPR, SWIFT, and FedRAMP.

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